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Borrow USDT At Low % 

Borrow USDT against your Bitcoin and Ethereum at affordable interest rates

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No upfront fees
No credit checks
No monthly payments 
Borrowing calculator
Desired Borrow Amount


or Collateral Amount


GOLD Tier Qualifying LND Balance: - LND
The bigger your bag, the bigger your boost
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Rates Tier
Interest Rate
- %
Loan-To-Value Ratio (LTV)
- %
6 Months
Desired Loan Amount
Collateral Amount
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What is USDT?

As Tether aims to maintain a 1-to-1 peg to $1, it is perceived to be crypto’s answer to traditional money or fiat. USDT is often used as a store of value during times of volatility and provides a way for traders and investors to secure profits against other cryptocurrencies. 

USDT or Tether, is the most popular stablecoin and it has been around since 2014. USDT is pegged to a value of $1 and is reportedly backed by Tether’s reserves, which may include cash and cash equivalents, corporate bonds, different cryptocurrencies and other asset classes. 

What are USDT Loans and USDT Borrowing?

USDT Borrowing allows you to use your Bitcoin and Ethereum as collateral and get access to instant stablecoin loans with no credit checks. USDT loans provide you with the most popular stablecoin in the cryptocurrency markets without the need to sell your Bitcoin and Ethereum holdings. 

In some jurisdictions, borrowing USDT can also be used to mitigate tax liability - this way the stablecoin borrower can get access to a fiat-like asset without paying income or capital gains taxes from selling their Bitcoin, Ethereum and other digital currencies. 

How does USDT Borrowing work? 

USDT Borrowing is a key offering from Lendingblock’s crypto lending and borrowing platform. Creating a USDT loan is a simple and quick process.

Here’s how cryptocurrency borrowing works on the Lendingblock platform:


To get started, you can create an account and deposit the Bitcoin or Ethereum that you intend to use as collateral for your USDT loan. Our USDT loans have a duration of 1 month, 3 months or 6 months. The starting loan-to-value ratio (LTV) is displayed when the USDT loan is being created so you know exactly how much USDT you can borrow with your Bitcoin and Ethereum


After creating your Tether loan, the USDT becomes available to you immediately. You can then do whatever you want with it! Withdraw it, trade it or lock it up in an Earn. The base interest rate for your USDT loan stays the same for the full duration of the term, and can only go down if you qualify for a Boost tier. We are able to offer very competitive interest rates for USDT borrowing because we have more lenders than borrowers on our platform


During your USDT loan, you will see the updated LTV ratio in real time and if it reaches a certain level, you might need to top up your balance with additional Bitcoin or Ethereum. The principal and the full interest is due to be repaid at the end of the USDT loan. Lendingblock’s Borrow USDT loans are unique in that all of the interest is due at the end of the USDT loan, unlike other crypto borrowing platforms that require weekly/monthly interest payments

Why Borrow USDT with Lendingblock?

No hidden fees
We don't charge origination fees or monthly servicing fees for our USDT loans. We strongly believe that's how your crypto borrowing platform should be - transparent, borrower-friendly and with instant loans
No credit checks
When taking out your USDT loan, we do not carry out credit checks and there is no need to provide any information about your credit history. USDT borrowers, regardless of credit score, can get instant Tether loans with their Bitcoin and Ethereum as collateral
One simple repayment
Unlike other crypto borrowing platforms, our USDT loans are unique because all of the interest and principal repayment is due at the end of the Tether loan. This way, you don’t have to worry about making weekly/monthly interest payments to maintain your USDT loan
Bulletproof Collateral Management
We have spent years and invested significant resources into perfecting our institutional-grade collateral management system. After taking out a USDT loan, you can be confident that your Bitcoin or Ethereum collateral is secure. LTV is updated in real time and collateral top-ups are managed correctly in times of market stress
Next Level Margin Handling
As a crypto borrowing platform, we realize that taking out a USDT loan can be challenging and that is why we have a top tier margin handling system implemented for all Tether loans. In the case of a margin call, additional collateral is topped up automatically from your platform’s account balance. Equally, any excess collateral is also automatically released from the USDT loan, so you can put your money to work elsewhere
Decentralized Pricing Feed
We have successfully integrated our borrowing platform with Chainlink’s pricing feed, which takes in Bitcoin, Ethereum and USDT price data from a collection of trusted oracles. This mitigates the risk of pricing collateral from a single provider and avoids accidental margin calls of USDT loans due to price data glitches
Our USDT Loan Interest Rates
Currency and Terms
1 Month
3 Months
6 Months




Rates include 20% Gold Discount
USDT Borrow Interest Rates Featured On
Better USDT Borrowing with LND Boost
Hold LND in your account and enjoy the benefits for all of your USDT loans. Qualify for lower interest rates when you Borrow USDT with your Bitcoin and Ethereum, cast your vote on how to prioritize future platform improvements and more
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